Reference in solutions for educational institutions



Innovative platform that combines expertise in educational receipt management with an exclusive billing system that enables a closer and more transparent relationship with the student.

This tool provides conditions for the student to negotiate with their school or college quickly, safely and practically.

Credit has been one of the major levers of the economy and the main tool of social impact in the world, especially in Brazil. Offering credit is to offer possibilities for fulfilling dreams and to meet needs for the satisfaction and development of every human being and company.

Crédito Universitário

The student credit programs “Creditar Universitário” and “Creditar Pós-graduação” offer the student the opportunity to pay half the monthly fees for twice the time of the course. 

The Raydan Group provides specialized manpower for our clients to accelerate their business in order to provide administrative solutions and a greater return on debt management.

Raydan Corretora de Seguros, in partnership with the main insurers of the market, is always attentive to the daily necessities of schools to bring innovative and efficient solutions to educational institutions.

Solutions in the right measure that guarantee tranquility for the institution, parents and students.

Seguro Educacional


Raydan was founded in 2004 and since then has become a company specialized in the management of educational monthly payments, with operations throughout the country. In 2012, it launched Creditar Universitário, a university credit program, where the students pays half the of the college monthly fees for twice the duration of the course. In 2014, the outsourcing service of billing and people management was launched, offering clients the talent they need to optimize their business. In 2015, Raydan Corretora de Seguros was launched, which in partnership with the main insurance companies in the market, we are always attentive to the daily needs of educational institutions to bring innovative and efficient solutions. In 2016, we launched the digital platform “Negociar Mensalidades” where the student can keep up with his/her school or college quickly and safely and practically.


The program “movimenta Raydan” began in 2017 with the goal of integrating employees focused on collaboration of all to achieve better results.



To be the best service provider for the educational segment, recognized for the quality, results and satisfaction of its clients and business partners. 


Ensure excellence in educational solutions, managing receivables and university credit, in order to promote the continued growth of partner education institutions and business sustainability.


- Reverence to God

- Ethics – the highest standards of ethics reflected in our conduct


- Transparency – based on responsibility and trust between the parties


- Humanized service – respect for the human being above all else


- Commitment and focus on results


- Search for excellence and full customer satisfaction 


- Constant innovation


- Respect for the environment: This gives us the perspective of a better tomorrow



ANEC represents the Catholic Educational Institutions, promotes formal education, by Christian principles, in the construction of citizenship and defense of life.

Entity based on humanist principles, whose commitment is to create solutions with transparency and dialogue, focus on results and excellence in management.




Rua Alagoas 1314 - 15º Andar

Savassi - Belo horizonte MG

55 (31) 3281 - 0135 

0800 745 6300   

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©  Desde 2005  -  RAYDAN